RAA Auditing - Audit & advisory for ambitious UAE businesses
Professional Services | RAA Auditing

industries we serve

Financial Services

Audit and assurance support for small and medium sized financial services firms.

Overview

Audit and assurance for firms where governance, reporting and compliance are under constant scrutiny.

Financial services entities are subject to increasing scrutiny from regulators, investors, clients and boards. For firms operating in or from the UAE, including financial centres such as DIFC and ADGM, the quality of financial reporting and governance can be critical to maintaining stakeholder confidence.

RAA provides audit and assurance services for small and medium-sized financial services firms. This may include investment advisory firms, asset and wealth managers, arrangers, brokers, fintech businesses, payment-related entities, fund service providers and other financial services companies, depending on the nature of their activities and licensing arrangements.

Our audit approach focuses on the areas that typically carry risk in this sector: revenue recognition, client assets, investment balances, fair value measurement, regulatory capital, related party transactions, outsourced service arrangements, compliance controls and going concern. We also consider the quality of evidence supporting regulatory reporting and the extent to which internal controls are aligned with the expectations of boards, shareholders and regulators.

We recognise that financial services audits require professional scepticism, independence and a clear understanding of the entity’s operating model. Where ethical or regulatory requirements restrict the services an auditor can provide, we maintain appropriate boundaries and work with management to ensure the audit remains independent, credible and fit for purpose.

Typical Client Needs

Statutory audits for regulated and non-regulated financial services entities

Audit support for asset managers, investment advisers, arrangers, brokers, fintech platforms, payment-related businesses, fund service providers and holding structures

Reporting to shareholders, regulators, investors, boards and group finance teams

Review of finance, compliance and control processes as the business grows

Key Audit Considerations

Revenue recognition for management fees, advisory fees, performance fees, brokerage income and service charges

Client money, client assets and custody-related arrangements where applicable

Financial instruments, investments, fair value and impairment considerations

Regulatory capital, liquidity, prudential returns and going concern

Related party balances, group recharges and outsourced service arrangements

Governance, compliance, AML, sanctions and internal control expectations

How RAA Can Help

External audits tailored to the entity’s licence, business model and risk profile

Audit procedures focused on revenue, investments, client assets, regulatory reporting and controls

Internal control observations for finance, compliance, approvals and reconciliations

Audit readiness support for newly licensed or fast-growing entities

Clear separation of audit and non-audit services to preserve independence and objectivity

Speak to RAA about audit support for your financial services firm.

Free initial consultation

All major UAE free zones

Fast response time

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